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Maclear €15 Welcome Bonus: how to qualify and when it is credited

06/24/2026

4 min

The Maclear €15 Welcome Bonus is a one-time reward for new investors who make their first investment of €50 or more within 7 days after registration. The bonus is automatically invested as a separate position in the same project. No activation or manual claim is required.

What the Welcome Bonus is and how it works

The Welcome Bonus is a one-time investment reward available to every new investor on Maclear. It gives new users a head start on their first investment and runs alongside the platform's other bonus programs: the Referral Bonus, Loyalty Bonus, and the €500+€30 investment promotion.

The bonus amount is €15 and is automatically invested as a separate position in the same project you invested in, not as a free balance credit. This means the €15 earns interest at the same rate and on the same repayment schedule as your main investment.

Qualifying conditions

Three conditions must be met simultaneously:

  • The investment must be placed in the Primary Market — Secondary Market purchases do not qualify.

  • The investment amount must be €50 or more.

  • The investment must be placed within 7 days after registration.

    • The 7-day window starts from the moment your account is registered, not from the date of KYC completion. Complete verification and make your investment promptly to avoid missing the window.

    When is the Welcome Bonus credited?

    The €15 bonus is automatically invested in the same project as your original investment. It appears as a separate investment position in that project. There is no need to request the bonus, activate it, or contact support — the process is fully automatic.

    Does the Welcome Bonus apply to Secondary Market investments?

    No. The Welcome Bonus applies only to investments made on the Primary Market. Purchasing positions from other investors on the Secondary Market does not qualify, regardless of the amount or timing.

    What if my first investment was placed but the project never reached Funded status?

    If the project does not reach its funding target and is closed as Not Funded, all Reserved funds — including the €15 Welcome Bonus — are returned to your Available balance automatically. The bonus is not lost: it simply reverts to your balance along with your original investment.

    Note that the 7-day eligibility window does not reset. If you reinvest those funds in a new project and the window has not expired, the Welcome Bonus will apply again to the new investment. If the window has already closed, the bonus will not be re-credited.

    Can the Welcome Bonus be combined with other bonuses?

    Yes. The Welcome Bonus is independent of other Maclear bonus programs. If your first investment is €500 or more in a native project, you qualify for both the €15 Welcome Bonus and the €30-per-€500 investment bonus simultaneously. Referral cashback also applies if you registered via a referral link. Each bonus is calculated and credited separately.

    Can I withdraw the Welcome Bonus immediately?

    The Welcome Bonus is invested as a position in the project — it follows the same repayment schedule as your main investment and is not added directly to your Available balance. You will receive it as part of the regular monthly repayments, or you may sell the position on the Secondary Market after the 30-day resale restriction period.

    Risk disclosure: Crowdlending involves risk, including the possible loss of capital. Past performance is not a guarantee of future returns. Invest only what you can afford to lose.

    Regulatory disclosure: Maclear AG, registered in Switzerland, member of PolyReg SRO, a self-regulatory organization supervised by FINMA.


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