Maclear bonus programs overview: referral, loyalty, promotions, and 8LNDS token
06/24/2026
3 min
Maclear runs five bonus programs that can be combined: the 3+3 Referral Program, the Cashback bonus for new investors, the Loyalty Bonus for active portfolios, the €30 per €500 investment promotion, and the €15 Welcome Bonus. All investments also generate bonus points that convert into 8LNDS tokens weekly. Each program operates under its own conditions and crediting timeline.
Overview of all active programs
Program | Who it applies to | Amount | Type |
Referral (3+3) | Investors who invite friends | 3% of each friend's Primary Market investments | EUR, credited to balance |
Cashback | Newly registered investors | 3% of their own Primary Market investments | EUR, credited to balance |
Loyalty Bonus | Investors with ≥ €5,000 active portfolio | +1.5% to +3% p.a. added to interest rate | EUR, paid with monthly interest |
€30 per €500 | All investors in native projects | €30 per every €500 invested, max €300/project | EUR, as separate investment in the same project |
Welcome Bonus | New investors | €15 for first investment of €50 or more within 7 days of registration | EUR, as separate investment in the same project |
8LNDS Token Bonuses | All investors with activated bonuses | 1%–5% of investment in bonus units, depending on loyalty level | 8LNDS tokens via weekly Snapshot |
Are Maclear bonuses paid in euros or in tokens?
EUR-denominated bonuses operate in two forms. Referral and cashback bonuses are credited as cash directly to your Maclear account balance and can be withdrawn or reinvested at any time. The Loyalty Bonus is added to your interest rate and paid monthly. The €30 per €500 bonus and the Welcome Bonus (€15) are credited as separate investments in the same project — they appear in My Investments as distinct BONUS positions and are paid out according to the project's repayment schedule.
The 8LNDS token system operates in parallel: bonus points accumulate separately, convert into tokens every Saturday, and are released gradually over 10 months. The two systems are independent.
Can Maclear bonuses be combined?
Yes. All programs operate independently and can be active simultaneously. An investor who has reached Alpha Plus Loyalty level, is participating in the Referral Program, and is investing in a native project can receive the loyalty rate addition, the referral bonus, and the €30 per €500 bonus at the same time — alongside 8LNDS token accruals. Full combination rules are covered in Article.
When are Maclear bonuses credited to my account?
Referral and cashback bonuses are credited as cash to your account balance once the relevant project reaches Funded status. The €30 per €500 bonus and the Welcome Bonus are added as separate investments in the same project at the moment your investment enters Reserved status — they appear immediately in My Investments. The Loyalty Bonus is paid monthly together with your interest. 8LNDS token bonuses require one-time activation in the Bonuses section — without activation, bonus points do not accumulate even if program conditions are met. After activation, conversion runs every Saturday.
What is the 8LNDS token and why does it exist?
Alongside EUR bonuses, Maclear runs a point-based system tied to the 8lends ecosystem. Investors accumulate bonus points for investments and referrals. Every Saturday these points are converted into 8LNDS tokens. Tokens vest over 10 months at 2.5% per week and can be sold for USDC directly through the platform. The 8LNDS token system is described in Articles 87–99.
Regulatory disclosure: Maclear AG, registered in Switzerland, member of PolyReg SRO, a self-regulatory organization supervised by FINMA.