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Maclear / Troubleshooting / How does the Maclear 3+3 Referral Program work: conditions and payout rules

How does the Maclear 3+3 Referral Program work: conditions and payout rules

08/03/2026

5 min

The Maclear 3+3 Referral Program pays both you and your invited friend a 3% bonus on every investment they make in the Primary Market during the first 90 days after their registration. You earn 3% as the referrer; your friend earns 3% as cashback. There are no caps on the number of friends or total bonus amount.

How the program works

When someone registers on Maclear using your referral link or code and makes an investment in the Primary Market, two bonuses are triggered simultaneously:

  • Referral bonus — 3% of the invested amount, credited to your account.

  • Cashback bonus — 3% of the same investment, credited to your friend's account.

    • Both bonuses apply to every qualifying investment made within the first 90 days after your friend's registration. The clock starts on the day of registration, not the day of first investment.

    Important timing rule: The bonus is calculated based on the date when funds transition to Investment (Funded) status — not the date when the funds were initially placed in Reserve. If your friend reserves funds during the 90-day window but the project reaches Funded status after the 90-day period ends, neither bonus is credited.

    Example: Your friend invests €10,000 in the Primary Market → you each receive €300. The same friend invests another €50,000 the following month → you each receive €1,500. The program covers all Primary Market investments made within the 90-day window.

How to start

  • Log in to your Maclear account.

  • Go to Invite Friends or open the Referrals section in your Dashboard.

  • Copy your unique referral link or code and share it with friends.

  • Your friend must register using your link or enter your code during registration.

Note: your referral link becomes available only after you complete POA. If you shared a link before completing POA, that link is no longer valid — your friend will see a message asking you to complete verification first.

How many friends can I invite to the Maclear 3+3 Referral Program?

There is no limit. You can invite as many people as you want, and each qualifying friend generates bonuses independently. The more friends invest, the more you earn.

Are there limits on referral or cashback bonus amounts?

No. There are no minimum or maximum caps on referral or cashback bonuses. All amounts, regardless of size, are credited to your account balance. The minimum investment required to earn cashback is €50.

When is the referral bonus paid out and when can I withdraw it?

Referral and cashback bonuses are credited immediately after the project your friend invested in reaches Funded status. You can withdraw bonuses at any time once your total account balance reaches the minimum withdrawal threshold of €50. Bonus statistics are visible in the Overview and Referrals sections of your Dashboard.

What if my friend invests before completing registration properly?

Your friend must register using your referral link or manually enter your referral code during registration. Post-registration entry of codes is not supported. Once correctly linked, all qualifying investments within 90 days of registration are tracked automatically.

Regulatory disclosure: Maclear AG, registered in Switzerland, member of PolyReg SRO, a self-regulatory organization supervised by FINMA.


See also: What is the Maclear Referral Program and how does it work? · What is the Maclear cashback bonus and how do you qualify? · When is the Maclear referral bonus paid out and when can you withdraw it? · Maclear bonus programs overview: referral, loyalty, promotions, and 8LNDS token

Learn more on maclear.ch

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