Maclear / Investing / Projects / Where to find the Repayment Schedule and Claim Assignment Agreement on Maclear

Where to find the Repayment Schedule and Claim Assignment Agreement on Maclear

03/06/2026

2 min

Once a project reaches Funded status, you automatically receive two key documents by email: the Repayment Schedule and the Claim Assignment Agreement. Both are also accessible at any time directly from the project page in your Maclear account.

The two key documents explained

When a project is funded, two legal documents are generated for each investor:

Repayment Schedule — a breakdown of all scheduled monthly payments for the loan term, showing the date, principal, and interest amount for each payment. It tells you exactly when and how much you will receive.

Claim Assignment Agreement — the legal document through which Maclear assigns to you a proportional share of the loan claim against the borrower. By accepting this agreement, you also authorise Maclear to act as Collateral Agent and Collection Agent on your behalf in the event of payment difficulties.

How to access them

  • By email — links to both documents are sent automatically when the project reaches Funded status
  • In your account — go to My Investments, open the funded project, and find the documents linked on the project page

What is the Claim Assignment Agreement on Maclear?

The Claim Assignment Agreement is the legal contract between you and Maclear that formalises your investment in a specific project. It records the amount invested, the applicable interest rate, and the repayment schedule. It also authorises Maclear to manage the loan claim on your behalf — including debt collection and collateral enforcement — if the borrower fails to meet payment obligations.

What information is in the Maclear Repayment Schedule?

The Repayment Schedule lists every scheduled payment for the full loan term: payment dates, the interest portion, the principal portion, and the outstanding balance after each payment. It is the reference document for tracking expected income from a project.

What if I did not receive the email with my documents?

Check your spam or junk folder first. If the email is not there, log in to your Maclear account and access the documents directly from the funded project page under My Investments. If the documents are not visible, contact support@maclear.ch.


Risk disclosure: Crowdlending involves risk, including the possible loss of capital. Past performance is not a guarantee of future returns. Invest only what you can afford to lose.

Regulatory disclosure: Maclear AG, registered in Switzerland, member of PolyReg SRO, a self-regulatory organization supervised by FINMA.


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How long does fundraising take on Maclear and what happens if the target is not reached?

Maclear projects raise funds for up to 30 days, though many fill earlier. Once the target is reached, the window closes and the project moves to Prefunded. If the minimum target isn't met by the deadline, the project becomes Not Funded and all Reserved funds release back to the Available balance immediately — no action or waiting period required.

What interest rates can investors earn on Maclear?

Maclear projects offer fixed annual rates of 14–16% APR, up to 16.5% with the Loyalty Bonus. The rate is set by the borrower's risk score during due diligence — higher risk earns a higher rate. Once a project reaches Funded status, the rate is locked for the full loan term, regardless of market conditions. Investor capital remains at risk of loss.

How does Maclear select and verify borrowers: due diligence process and listing criteria

Every Maclear borrower passes a three-stage due diligence process before listing: documentation review (statutory docs, ownership, credit bureau extracts), AML and KYB background checks against international watchlists, and a 40-question questionnaire alongside financial analysis covering balance sheets, P&L, debt-to-equity ratio, and collateral. Projects below Maclear's risk threshold are rejected before investors see them.

What types of investment projects are available on Maclear?

Maclear projects move through five statuses: Open (accepting investments, funds Reserved), Prefunded (target reached, loan in transit), Funded (loan disbursed, interest accruing), Repaid (all payments complete), and Not Funded (target missed, Reserved funds returned). Each status determines whether interest accrues and what actions are available.