Maclear / Platform Features & Tools / AutoInvest / Can I invest manually on Maclear while AutoInvest is active?

Can I invest manually on Maclear while AutoInvest is active?

03/06/2026

2 min

Yes. Manual investments and AutoInvest operate fully in parallel on Maclear. An active strategy does not restrict access to any project on the Primary Market, does not consume your manual investment capacity, and does not interfere with projects you choose to invest in directly. AutoInvest entries in My Investments are labeled AUTO; manual entries appear without a label.

How the two modes interact

When a project opens, AutoInvest processes eligible strategies first. Manual investors then access any remaining funding capacity. If you choose to also invest manually in a project your strategy has already matched, that investment is processed as a separate entry — both will appear in your portfolio independently.

This means you can run a broad passive strategy covering most Maclear projects while still actively selecting specific projects you want to invest in at higher or lower amounts than your strategy defines.

Does manual investing affect my AutoInvest strategy on Maclear?

No. Manual investments do not modify, pause, or deactivate any strategy. Strategies continue running independently for all future matching projects, as long as they remain active and your account balance is sufficient.

Can both manual and AutoInvest allocate funds to the same project?

Yes. Both investments will appear as separate entries in My Investments — one labeled AUTO, one without. If you have multiple active strategies that both match the same project, each strategy can also generate a separate AUTO investment in that project.


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Does AutoInvest on Maclear qualify for bonuses, cashback, and loyalty rewards?

Maclear AutoInvest investments qualify for every bonus — Loyalty Bonus, the €30 per €500 invested bonus, the Welcome Bonus, and referral cashback. The AUTO tag is a tracking label only and doesn't change classification. Loyalty levels (Beta €5K +1.5%, Beta Plus €15K +2%, Alpha €40K +2.5%, Alpha Plus €75K +3%) apply to the whole active portfolio.

Can I cancel a Maclear AutoInvest investment after it is executed?

A Maclear AutoInvest investment cannot be cancelled or reversed after execution — the same rule applies to all investments. To stop future activity, deactivate or delete the strategy in the AutoInvest section. To exit an existing position, list it on the Secondary Market once the funding round is complete; the 2.5% seller fee applies only on a successful sale.

How to set up AutoInvest on Maclear: step-by-step strategy guide

To set up Maclear AutoInvest, open the AutoInvest section and click Create. Define a strategy name, investment range (€50 minimum), minimum APR, loan term, risk level (AAA–D), countries, and project types. Up to 10 strategies can be saved. Advanced Settings adds Debt-to-Equity (0.2–4.0), LTV (40–200%, default 40%), and Credit History Score (6–10) filters.

What is AutoInvest on Maclear: features, benefits, and how it works

Maclear AutoInvest allocates funds automatically to projects matching a strategy you define — interest rate, loan term, risk level, country, and project type. The system runs in a priority queue and invests before manual investors get access. Available after POA verification and Form A signing, with up to 10 strategies running in parallel.