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Does AutoInvest on Maclear qualify for bonuses, cashback, and loyalty rewards?

03/06/2026

2 min

Yes. Investments made through AutoInvest qualify for every bonus program on Maclear — the Loyalty bonus, the €30 per €500 invested bonus, the Welcome Bonus, and referral cashback. The AUTO label on an investment record is a tracking identifier only and has no effect on how the investment is classified for any bonus calculation.

Does AutoInvest count toward my Maclear Loyalty level?

Yes. AutoInvest investments count toward your total active portfolio in exactly the same way as manual investments. Loyalty levels are determined by total invested amount — how the investment was placed is not a factor.

The four Loyalty levels and their bonuses:

— Beta: from €5,000 total invested — additional +1.5% per annum on all investments. — Beta Plus: from €15,000 — additional +2% per annum. — Alpha: from €40,000 — additional +2.5% per annum. — Alpha Plus: from €75,000 — additional +3% per annum.

The Loyalty bonus is added to the interest rate per annum and credited monthly alongside the base interest payment. For investors running AutoInvest across multiple projects simultaneously, the bonus applies to the entire automated portfolio — not just individual entries.

Does AutoInvest qualify for the Maclear €30 per €500 bonus?

Yes. The €30 per €500 invested bonus applies to eligible native projects regardless of how the investment was placed. Eligibility is determined by project type and investment amount — manual or AutoInvest makes no difference.

Does AutoInvest qualify for referral cashback and welcome bonuses?

Yes. Welcome bonuses and referral cashback apply to qualifying investments without distinction between manual and automated entries. If your first investment on Maclear is made through AutoInvest, the Welcome Bonus conditions apply in exactly the same way as they would for a manual first investment.


Maclear AG, registered in Switzerland, member of PolyReg SRO, a self-regulatory organization supervised by FINMA.


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Can I cancel a Maclear AutoInvest investment after it is executed?

A Maclear AutoInvest investment cannot be cancelled or reversed after execution — the same rule applies to all investments. To stop future activity, deactivate or delete the strategy in the AutoInvest section. To exit an existing position, list it on the Secondary Market once the funding round is complete; the 2.5% seller fee applies only on a successful sale.

Can I invest manually on Maclear while AutoInvest is active?

Manual investing and AutoInvest run fully in parallel on Maclear. An active strategy does not block any Primary Market project, doesn't consume manual capacity, and doesn't interfere with projects you pick directly. AutoInvest entries are tagged AUTO in My Investments; manual ones are unlabelled. If both modes match the same project, two separate entries result.

How to set up AutoInvest on Maclear: step-by-step strategy guide

To set up Maclear AutoInvest, open the AutoInvest section and click Create. Define a strategy name, investment range (€50 minimum), minimum APR, loan term, risk level (AAA–D), countries, and project types. Up to 10 strategies can be saved. Advanced Settings adds Debt-to-Equity (0.2–4.0), LTV (40–200%, default 40%), and Credit History Score (6–10) filters.

What is AutoInvest on Maclear: features, benefits, and how it works

Maclear AutoInvest allocates funds automatically to projects matching a strategy you define — interest rate, loan term, risk level, country, and project type. The system runs in a priority queue and invests before manual investors get access. Available after POA verification and Form A signing, with up to 10 strategies running in parallel.