What fees does Maclear charge investors: complete overview

08/03/2026

3 min

Maclear charges investors no fees. Depositing funds, withdrawing funds, and investing in projects on the primary market are all free of charge — no hidden costs, no transaction fees, no account maintenance fees. The only exception is the Secondary Market, where a 2.5% fee applies to the seller.

Complete fee table

Action

Fee

Who pays

Deposit (SEPA)

€0

Withdrawal

€0

Primary Market investment

€0

AutoInvest

€0

Account maintenance

€0

Secondary Market purchase

€0

Buyer

Secondary Market sale

2.5% of transaction amount

Seller only


Is there a deposit fee on Maclear?

No. Maclear does not charge any deposit fees. Your bank or payment provider may apply their own transfer fees — these are outside Maclear's control.

Is there a withdrawal fee on Maclear?

No. All withdrawals to your registered IBAN are free of charge.

What is the Secondary Market fee on Maclear?

If you sell an investment before the loan is repaid, a 2.5% fee applies to the transaction amount. This fee is charged to the seller only — buyers pay no additional fee. The minimum selling price is €30. If the listing is not purchased within 14 days, it is automatically removed from the Secondary Market.

Regulatory disclosure: Maclear AG, registered in Switzerland, member of PolyReg SRO, a self-regulatory organization supervised by FINMA



See also: How to deposit funds on Maclear: payment methods, fees, and processing time · withdraw-funds-maclear · What are the fees for the Maclear Secondary Market?

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