What is AutoInvest on Maclear: features, benefits, and how it works

AutoInvest is a Maclear feature that automatically allocates your funds to projects matching a strategy you define — interest rate range, loan term, risk level, country, and project type. When a matching project opens, the system reserves your investment before manual investors can access it. Available to investors who have completed POA verification and signed Form A.

Why automation changes the investment dynamic

Crowdlending platforms operate on a first-come, first-served basis. When a project opens for funding, investors who act faster get in — those who miss the window can miss the project entirely. On Maclear, projects can fund within hours of opening.

This creates a structural problem for manual investors: consistent participation requires consistent attention. Checking the platform regularly, acting quickly when something fits your criteria, and doing it again every time a new project appears is not sustainable for most people. Gaps in attention mean gaps in deployment.

AutoInvest removes this constraint. Your strategy runs in the background. When a matching project opens, the system acts on your behalf — before manual investors see the project at all.

Research in behavioral finance suggests that automating capital deployment reduces the timing errors, hesitation, and decision fatigue that affect manual investors over time. The Vanguard Advisor's Alpha framework identifies managing investor behavior — removing the impulse to over-act or under-act — as one of the highest-value contributors to long-term investment outcomes.

Key benefits of using AutoInvest on Maclear

— Priority queue. AutoInvest processes eligible strategies before manual investors can access a project. Investors with active matching strategies are funded first.

— Hands-free operation. You do not need to monitor the platform for new listings. Once a strategy is active and funds are available, investments happen automatically.

— Behavioral consistency. Your strategy applies the same criteria every time — without the hesitation, fatigue, or selective attention that affects manual decision-making over time.

How does AutoInvest work on Maclear?

When a new project opens and the AutoInvest toggle is enabled by the Maclear administrator, the system runs the following sequence:

— All active user strategies are checked against the project parameters. — A queue of eligible investors is built. — Investment amounts are allocated to queued investors before manual access opens.

A strategy only applies to projects that go live after it was activated. If your strategy is created after a project has already opened, it will not be included in that project's queue.

How many AutoInvest strategies can I have on Maclear?

You can create up to 10 strategies and keep multiple active at the same time. If two active strategies have overlapping parameters, the system may create separate investments in the same project for each matching strategy.

Who can use AutoInvest on Maclear?

AutoInvest is available to investors who have completed Proof of Address (POA) verification and signed Form A. These are one-time compliance steps required under Swiss financial regulation. Without both, strategies will not activate.

Maclear AG, registered in Switzerland, member of PolyReg SRO, a self-regulatory organization supervised by FINMA.