Maclear / Getting Started / About Maclear / How to start investing on Maclear: step-by-step registration guide

How to start investing on Maclear: step-by-step registration guide

2026. 06. 04.

2분

Registration takes a few minutes. The full path from sign-up to first investment

  • Go to the registration page and select Private account.

  • Enter your email and create a password. If you have a referral code, enter it at this step.

  • Agree to the General Terms, Privacy Policy, and Declaration, and confirm you are not a Politically Exposed Person (PEP).

  • Click Continue, then activate your account via the confirmation link sent to your email.

  • Log in and complete identity verification (KYC) — you will need a valid passport, national ID, or residence permit.

  • Complete Proof of Address (POA). This step unlocks deposits, withdrawals, and your first investment.

  • Deposit funds via SEPA transfer (minimum €50). Make sure to include your personal deposit reference number in the payment details — it is displayed in the Deposit section of your account. Transfers without a reference cannot be matched and will be returned.

  • Choose a project and place your first investment.

  • After your first investment, you will receive Form A to sign via email — a one-time document confirming you are the beneficial owner of the invested funds. Once signed, full platform access is unlocked, including AutoInvest and all further investments.


    • Regulatory disclosure: Maclear AG, registered in Switzerland, member of PolyReg SRO, a self-regulatory organization supervised by FINMA.


    관련 문서

    What documents does a company need to register on Maclear?

    Maclear company verification (KYB) requires three documents submitted upfront: the company representative's passport or national ID, an extract from the commercial register confirming the right of representation or signatory authority, and the company registration number with registered address. Documents are sent to support@maclear.ch — the team guides you through the next steps.

    P2P investing glossary: key Maclear terms explained

    A glossary of more than 40 terms used across the Maclear platform and the broader P2P crowdlending ecosystem: APR, AROI, LTV, KYC, KYB, Form A, Provision Fund, Risk Scoring (AAA–D), Secondary Market, Sumsub, SEPA, USDC, Proof of Loan, smart contracts, and more. Each term is defined in plain language with links to detailed explainers where available.

    How to make your first investment on Maclear: step-by-step walkthrough

    Before investing, complete KYC, Proof of Address, and deposit funds. To place a first investment on Maclear, open the Projects section, review a project's APR, term, borrower profile, and risk score, enter an amount of €50 or more, and confirm. Funds move to Reserved until the project reaches its funding target, then transition to Funded with monthly interest.

    Minimum investment amount on Maclear: how much do you need to start?

    The Maclear minimum investment is €50 on the Primary Market and €30 on the Secondary Market. There is no minimum account balance required between investments. With €50 you can fund a single project; with €500 you can spread across ten projects — which is also the threshold for Maclear's Loyalty Bonus programme.