Maclear / Bonuses & Rewards / Referral & Cashback Program / What is the Maclear cashback bonus and how do you qualify?

What is the Maclear cashback bonus and how do you qualify?

03/06/2026

3 min

The Maclear cashback bonus is a 3% reward credited to new investors who registered using a referral link or code. It applies to every qualifying Primary Market investment made within the first 90 days after registration. The cashback is credited automatically in EUR to the investor's account balance once the relevant project reaches Funded status. No separate activation or application is required.

Who qualifies for the cashback

Two conditions must both be met to receive cashback:

  • You registered on Maclear using a referral link or by entering a referral code during registration.

  • You made an investment on the Primary Market within your first 90 days after registration, and that project reached Funded status within the same window.

    • Investors who registered without a referral link or code are not eligible for cashback — the referral connection must be established at the moment of registration. It cannot be applied retroactively.

    Cashback conditions at a glance

    Condition

    Detail

    Cashback rate

    3% of each qualifying investment

    Qualifying market

    Primary Market only

    Qualifying period

    First 90 days from registration date

    Minimum investment

    €50

    Crediting trigger

    Project reaches Funded status

    Bonus currency

    EUR

    Requires referral link at registration

    Yes

    What is the minimum investment amount to receive Maclear cashback?

    The minimum investment to qualify for cashback is €50 — the same as the platform minimum for any investment. An investment below €50 is not possible on Maclear, so in practice every valid investment within the 90-day window qualifies for cashback, provided the project reaches Funded status in time.

    Does cashback apply to Secondary Market investments?

    No. Only Primary Market investments qualify. Purchases made on the Secondary Market do not generate cashback, regardless of when they are made or whether the investor is within their 90-day window.

    When does the cashback bonus appear in my account?

    Cashback is credited only after the project changes status to Funded. If your investment is still in Reserved or the project is in Open or Prefunded status, the cashback has not yet been triggered — it will appear automatically once funding is confirmed. You can track cashback amounts in the Overview and Referrals sections of your Maclear account.

    Is the Maclear cashback bonus included in the tax report?

    Yes. Cashback is recorded as a separate line item in your Maclear tax statement under Cashback Return — the total amount of cashback rewards received within the selected reporting period. You can download your tax report from the Statements → Tax section of your account. For questions about tax obligations on cashback income, consult a tax advisor in your country of residence — Maclear does not provide tax advice. See also: How to download your Maclear tax report.


    Regulatory disclosure: Maclear AG, registered in Switzerland, member of PolyReg SRO, a self-regulatory organization supervised by FINMA.


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    Where to track your Maclear referral and cashback bonus statistics

    Maclear surfaces referral and cashback statistics in three places: the Referrals section shows your link plus lifetime Referral profit, Referrals registered, and Referrals invested counters; the Overview profit chart breaks out cashback as a separate line; and Statements → Tax provides period-specific Referrer Reward Income and Cashback Return totals for a chosen date range.

    When is the Maclear referral bonus paid out and when can you withdraw it?

    Maclear referral and cashback bonuses credit automatically the moment a relevant project transitions from Prefunded to Funded — no manual claim. Once credited, they sit in your Available balance and are withdrawable or reinvestable at any time, subject to the €50 minimum withdrawal. Bonuses appear as Referrer Reward Income and Cashback Return in the tax statement.

    How to invite friends to Maclear and earn referral bonuses

    To invite friends to Maclear, open the Referrals section in your dashboard and copy your personal referral link or code. The friend must register through your link or enter your code at registration — retroactive linking needs a support request. Your link only activates after POA verification; before that the Referrals section is visible but the link is hidden.

    How does the Maclear 3+3 Referral Program work: conditions and payout rules

    The Maclear 3+3 Referral Program pays 3% inviter and 3% invited cashback on every qualifying Primary Market investment in the first 90 days from registration. Bonuses are calculated per investment, credited in EUR when the project reaches Funded status, with no cap on referrals or total earnings. Secondary Market purchases don't qualify; minimum investment €50.