Maclear €15 Welcome Bonus: how to qualify and when it is credited
07/08/2026
4 min
The €15 Welcome Bonus is a one-time bonus for new investors on Maclear. It is credited automatically when you make your first investment of €50 or more on the Primary Market within 7 days of registration. No activation or promo code is required. The bonus is credited as a separate investment in the same project.
How to qualify
Three conditions must all be met at the same time:
— The investment is your first on Maclear.
— The investment amount is €50 or more.
— The investment is made within 7 days of registration.
If the first investment is made on day 8 or later, the Welcome Bonus does not apply. If the first investment is below €50, the bonus does not apply — making a second larger investment does not retroactively trigger it. The 7-day window begins at registration.
Where the bonus appears and when
The €15 bonus is credited as a separate investment in the same project — not as cash to your account balance. It appears in My Investments as a distinct BONUS position at the moment your investment moves to Reserved status. It is paid out according to the project's repayment schedule alongside your main investment.
Does the Welcome Bonus apply to AutoInvest?
Yes. If your first investment on Maclear is placed through AutoInvest, the Welcome Bonus conditions apply in exactly the same way as for a manual investment. The method of placement does not affect eligibility.
Does the Welcome Bonus apply to Secondary Market investments?
No. The Welcome Bonus applies only to investments made on the Primary Market. Purchasing positions from other investors on the Secondary Market does not qualify, regardless of the amount or timing.
What if my first investment was placed but the project never reached Funded status?
If the project does not reach its funding target and is closed as Not Funded, all Reserved funds — including the €15 Welcome Bonus — are returned to your Available balance automatically. The bonus is not lost: it simply reverts to your balance along with your original investment.
Note that the 7-day eligibility window does not reset. If you reinvest those funds in a new project and the window has not expired, the Welcome Bonus will apply again to the new investment. If the window has already closed, the bonus will not be re-credited.
Can the Welcome Bonus be combined with other bonuses?
Yes. The Welcome Bonus is independent of other Maclear bonus programs. If your first investment is €500 or more in a native project, you qualify for both the €15 Welcome Bonus and the €30-per-€500 investment bonus simultaneously. Referral cashback also applies if you registered via a referral link. Each bonus is calculated and credited separately.
Can I withdraw the Welcome Bonus immediately?
The Welcome Bonus is invested as a position in the project — it follows the same repayment schedule as your main investment and is not added directly to your Available balance. You will receive it as part of the regular monthly repayments and the final principal repayment at maturity. The bonus position cannot be listed on the Secondary Market — it is not blocked from earning, it simply stays invested until the loan is repaid.
Risk disclosure: Crowdlending involves risk, including the possible loss of capital. Past performance is not a guarantee of future returns. Invest only what you can afford to lose.
Maclear AG, registered in Switzerland, member of PolyReg SRO, a self-regulatory organization supervised by FINMA.