Do Maclear investors pay taxes on investment income: who is responsible?

Maclear is a Swiss-regulated platform and does not withhold or deduct taxes from investor income. All interest payments, referral rewards, and bonuses are credited to your account in full. Each investor is solely responsible for declaring and paying taxes in accordance with the laws of their country of tax residence. To help with reporting, Maclear provides a downloadable tax statement in your account — see Article.
Maclear is not a tax advisor and does not provide tax advice. The information in this article is general guidance only and does not constitute legal or tax advice. Consult a qualified tax advisor in your country of residence for personalised guidance.

Who is responsible for paying taxes on Maclear investment returns?

Each investor is solely responsible for declaring and paying taxes on their investment income in accordance with the laws of their country of tax residence. Maclear does not report investor income to any national tax authority on your behalf.

How does the country of tax residence affect Maclear investor tax obligations?

Tax rules vary significantly by country — the applicable rate, reporting requirements, and classification of investment income all depend on your individual circumstances and local legislation. Maclear does not provide tax advice and cannot calculate or confirm your tax obligations. For accurate guidance, consult your local tax authority or a qualified tax advisor in your country of residence.

What types of income does Maclear include in the tax statement?

The Maclear tax statement covers all income types credited to your account for the selected reporting period: interest income from Primary and Secondary Market investments, cashback return, referrer reward income, and bonus investments. The statement also includes your total balance and total investments for the period. You can download it at any time from Statements → Tax in your account — see Article 36.

Are Maclear bonuses and referral rewards also subject to tax?

Maclear does not provide tax advice and cannot determine whether bonuses or referral rewards are taxable in your country. All such payments are reflected in your Maclear tax statement. Whether they constitute taxable income depends on your local legislation — consult your tax advisor or local tax authority for guidance.

Regulatory disclosure: Maclear AG, registered in Switzerland, member of PolyReg SRO, a self-regulatory organization supervised by FINMA.