Maclear / Account & Security / Withdrawals / How to add or change your bank IBAN for Maclear withdrawals

How to add or change your bank IBAN for Maclear withdrawals

03.06.2026

1 min

Maclear does not allow IBANs to be added manually. To register a new bank account for withdrawals, make a deposit from that account — the standard minimum of €50 applies. Once the transfer is received and the account name is verified as matching your Maclear investor account, the IBAN is automatically added to your withdrawal list and becomes available for use.

Why can't I add an IBAN manually on Maclear?

For AML compliance reasons, Maclear can only accept IBANs that have been verified through an actual incoming transfer. This confirms that the account belongs to you and that the name on the account matches your Maclear investor profile. IBANs submitted without a corresponding deposit cannot be added to your withdrawal list.

How long does it take for a new IBAN to appear in my withdrawal list?

A new IBAN appears in your withdrawal list once the deposit from that account has been successfully credited to your Maclear balance. Deposits typically take 1–3 business days to process. Once credited, the IBAN becomes available in the dropdown on the Withdraw tab immediately.

Regulatory disclosure: Maclear AG, registered in Switzerland, member of PolyReg SRO, a self-regulatory organization supervised by FINMA.

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Can I withdraw from Maclear to a bank account in someone else's name?

Maclear withdrawals only go to bank accounts in the same name as your investor profile (T&Cs §3.5 and §3.8) — third-party transfers are blocked under Swiss AML. A "verified IBAN" is any account that has previously deposited to Maclear; manual entry isn't possible. If your legal name has changed, send updated ID to support before withdrawing.