Custodial and non-custodial wallets: how they work in Maclear

In blockchain, a wallet is a tool for storing and managing digital assets. The key difference between wallet types is who controls access to the funds and who is responsible for technical interaction with the blockchain. In the Maclear bonus system, both wallet types play a role: the custodial wallet handles all internal operations, and a non-custodial wallet is used when a user chooses to withdraw USDC outside the platform.

Custodial wallet: how it works in Maclear

A custodial wallet is created and maintained by the platform. All technical aspects — key storage, transaction execution, and interaction with smart contracts — are handled by Maclear. The user manages their assets through the platform interface without needing to understand blockchain technology, install external applications, or store a seed phrase.

In Maclear, the custodial wallet is created automatically for every user and is fully integrated into the account. It stores 8LNDS tokens after Claim is pressed and USDC received from token sales. All operations inside the custodial wallet — claiming tokens, selling them, storing USDC — are free of charge for the user.

For the user, the custodial wallet appears as a standard balance section in the platform interface (скриншот: раздел кастодиального кошелька — баланс 8LNDS и USDC) without technical blockchain terminology.

Non-custodial wallet: what it is and when it is used

A non-custodial wallet is fully controlled by the user. The platform has no access to it and does not participate in fund management. Responsibility for security, key storage, and access lies entirely with the wallet owner. Examples of non-custodial wallets: MetaMask, Trust Wallet.

In the Maclear bonus system, a non-custodial wallet is relevant at one stage: when a user decides to withdraw USDC from the custodial wallet to an external address. Up to that point, the entire bonus cycle — from bonus accumulation to token claiming and selling — operates entirely within the custodial system.

How to withdraw USDC to a non-custodial wallet

To withdraw USDC to an external wallet, the user enters the non-custodial wallet address in the withdrawal section of the platform. The address must be a valid USDC address on the Base network in the correct format (42 characters). When adding a new external wallet address, 2FA confirmation is required.

Always verify the wallet address before confirming a withdrawal. If an incorrect address is entered, the funds will be sent to the wrong destination and cannot be recovered. After the withdrawal is confirmed, the USDC comes fully under the user's control and is no longer connected to the Maclear platform. Fees apply when withdrawing to an external wallet and depend on network conditions.

Comparison at a glance

Maclear AG, registered in Switzerland, member of PolyReg SRO, a self-regulatory organization supervised by FINMA.