P2P/P2B lending carries significant risk, including potential loss of capital. Key risks include borrower default, platform risk, liquidity risk, and the absence of deposit insurance. Investments are not protected like bank deposits. Past performance does not guarantee future results. Individual outcomes vary depending on project selection, market conditions, and portfolio diversification.

Important notice

The information on this website describes Maclear's own platform, products, and services. It is provided for informational purposes and does not constitute personalised investment advice. Investment decisions are yours to make. If you are unsure whether P2B lending suits your financial situation, we recommend consulting an independent financial advisor.

Regulatory status

Maclear AG is a Swiss crowdlending platform, member of PolyReg Services GmbH SRO — a self-regulatory organisation operating under FINMA supervision. Maclear AG is not directly licensed by FINMA. Membership can be verified at polyreg.ch. Audited by Grant Thornton.

Cross-border investing

Maclear AG is a Swiss platform. Its services are available to EEA residents. Maclear AG is not licensed or supervised by national regulators in individual EU member states. Before investing, verify the applicable regulations and tax obligations in your country of residence. For jurisdiction-specific questions, consult a local financial or tax advisor.